It’s that time of year again- the weather is getting colder, the children are excited,  it’s almost the end of the year, which can only mean one thing.


Between decking the halls with boughs of holly, sending the kids’ wish lists off to Santa and preparing that all important Christmas dinner, you may think there’s no time to consider planning for the future. Today, we’d like to highlight some key concerns when it comes to estate planning, and why there’s no better time to secure peace of mind for your  family than during the holiday season.

Security- come rain or shine

christmas stock 5

As nice as it is to sit by the fire and watch the snow outside, nobody likes to be caught in it. Worse still, extreme weather means we’re all at higher risk of accidents; a study by Insure The Box revealed that drivers are 20% more likely to be involved in an accident during the winter months.

Planning ahead for every eventuality is never a bad idea- and it’s easily done with a Lasting Power of Attorney, a document that allows somebody you choose to take over your affairs if you are ever unable to. Without an LPA, this process can be extremely costly and can take years to complete. It is much better to give yourself and your family the peace of mind that, should anything happen to you, you and your affairs will still be looked after by somebody you trust.

Prepared with love, now and forever

christmas stock 7

Making a Will is the ideal way to ensure your wishes are heard after you’re gone; without one, the law has no guidance when it comes to distributing your estate, and will follow the Laws of Intestacy. This could result in estranged family members or other parties you did not wish to receive anything inheriting from your estate, whilst other loved ones may be left out entirely. Making your Will early ensures everybody is accounted for in the way you choose.

Your Will is also useful in a variety of other ways, including allowing you to appoint guardians for young children. It is, simply put, one of the most important documents you will ever create- getting it sorted before Christmas means you can relax, safe in the knowledge that you’re prepared, year after year.

The Gift of Giving

christmas stock 8

Many people wish to leave gifts after they’re gone to loved ones and charities. Making your Will provides an excellent opportunity to do this- through legacies, you can ensure that your loved ones or charities you care deeply about can benefit in the way you choose. These gifts are invaluable for many organisations throughout the UK and beyond;  have you considered the good you can do through planning ahead?

We hope this has given you food for thought about planning ahead and getting your affairs in order. For free, impartial advice on the options available to you, contact Accord Legal Services on 01744 807048.

merry xmas

May we wish you all a very Merry Christmas and a Happy New Year!

Accord Cover Photo 2018